A lot of people wait until their older years to start focusing on smart financial moves and strategies, allowing themselves to enjoy the freedom of their 20’s. While this can be a nice luxury, its also important to understand that in terms of your financial future, the early bird always gets the worm.
Some people have perfectly good credit scores and have a great financial situation until the day they become parents. People with kids are statistically shown to carry a significantly greater amount of debt. This comes a no surprise of course since they are welcoming a new mouth to feed into their household. Studies show that parents spend about $800 a…
No one ever said that handling money was easy. And in today’s world of instant online transactions, automated direct deposit and bill pay, plus everything that goes into every credit score, it can be more confusing than ever.
Nothing can be more jolting than looking at your balance statement and seeing that there are charges that have been made that you had nothing to do with. All too often people aren’t aware that the scam is going on until it’s much too late and the damage has been done.
Debt is something that is really hard to ignore because it can affect so many parts of your life. You might find it difficult to get a vehicle loan, rent an apartment, or even get school loans if you have bad credit and debt looming over you. You might even be paying more for car insurance or even health insurance…
It is a new year and one of your resolutions for the upcoming year may be to purchase a new home. Purchasing a home is probably the most important financial investment you will make, but many people may feel that being a homeowner can be out of their reach because of one number: their credit score. In order to be…
Too often, young people find themselves unprepared to handle their finances. Turning 18 is more than just the right to purchase tobacco or sign paperwork. Growing older requires one to understand the basics of finance and how to manage debt.
Starting your own business is a dream most people have. Until a decade ago it was not as simple to execute that idea. However with the advent of the internet, finding the right ingredients that make up successful formation of a company, is not impossible.
Nothing in life is for sure, except death, inevitably. However, since you’re not dead today, it’s important that you’re preparing for your life as time passes and you near retirement age. You’ve been working your entire life, feeding money into a system that you may or may not see money from in your future.
When it comes to starting a new business, a new hobby, or just a new project you need money to get things going. You can’t self-publish a book without money. You can’t get into the business of being a professional photographer without money and equipment.