Category: Tips

A Beginner’s Guide to Creating a Personal Financial Plan

Financial planning isn’t only for families in California making beaucoup bucks, or those buying and selling stocks on wall street. Creating a financial plan can benefit people and in any income bracket with any type of financial goal. According to forbes.com, the way you get into the higher income bracket is to have a financial

Tips and Tricks For Managing A Loan In Your 20’s

It’s almost impossible for anybody nowadays to get through life without applying for a loan. There are so many things that require large sums of money. Unless you’re independently wealthy, come from a wealthy family, have a sugar daddy or mama, or you’re a trust fund baby, you’re going to have to get creative with

Ways to Save Money When Buying Retail Goods

The world is very much a consumer world. Wants and desires from the people for products that make them feel good or make their lives easier fuel businesses to create these products to then sell to the consumers for as much as they can.

6 Tips on How to Start Investing On the Right Foot

Many people think that once they start juggling with stocks, bonds, real estate or jewelry everything will work out just fine for their personal budgets. But while you dream of becoming the next Wolf of Wall Street, reality shows that investing is a rather murky business with ups and downs you cannot foresee. Of course,

How to Make Your Online Accounts More Secure

There’s nothing that can damage your credit or business reputation like hacking and identity theft. Online security breaches can have a devastating impact on a personal or professional level, so it’s vital to put safeguards in place to prevent this. Here are a few tips to help make your online financial information more secure.

Should I use a credit card or a personal loan?

You should think carefully before jumping in to any kind of borrowing. Interest rates, terms and conditions, hidden admin fees and redemption penalties, the length of the repayment plan… all of these will vary according to the different type of credit being offered. 

3 Ways To Prepare Your Company for A Crisis

Although every business owner or manager anticipates running their company in such a way that a crisis never occurs, having a crisis situation arise is something that you should be aware of and plan for in the unlikely event that one may happen. To help you best plan and prepare for any type of crisis

Top Advice for Getting a Job You Actually Want

Looking for work can be extremely stressful. It’s even more so if you’re currently unemployed or you hate your job. You can get desperate and apply for everything, even if you’re under or overqualified. But you shouldn’t have to settle for any old job just to make a living. If you have your heart set