Category: Featured

Financing Your Home – Remortgaging

Remortgaging is the process of borrowing against your property’s equity to pay off existing debts or pay for specific items or renovations. Equity is available in almost all assets, including residential real estate, automobiles, businesses and other financial investments. When you borrow against this equity you can use it as collateral to obtain new loans.

How a Student Tech Book Helps a Student Learn

Many students like the Macbook study light because it is simple and effective, while others find that it is too complicated and a waste of time. This laptop is quite popular with students because it has everything they need to be successful academically, but does not come at an expensive price. It is great for

Do You Need a Trust Fund?

Unlike a will, a trust is not subject to public control and can be designed to achieve a variety of different objectives. You deal with a lot more admin than when redeeming something like an online casino bonus here. A trust fund may have several trustees or one institutional trustee, i.e. A company that oversees

Having a poor credit score costs £19,000

Having a poor credit score can damage your ability to get a mortgage, loan or mobile phone deal, but it could also cost you a year’s salary if you are a regular credit card user, according to research by ClearScore.

What makes up your credit score?

One of the more exasperating aspects of moving through early adult life is being able to get a credit rating. No, let me rephrase that. For simple survival, you absolutely need to get a credit rating and have a credit score that elicits trust from lenders like banks and stores. When you are still at

Understanding your Credit Score

Declined You’ve just been to the car dealership, put down a few quid deposit on that car you’ve had your eye on and filled out the credit application form. The salesman has been all bonhomie and the finance department has given you the red carpet treatment. They have submitted your application to their financiers and

Random credit ratings put firms at risk

James Hill was working at his desk in his company’s headquarters on the outskirts of Dundee one morning last summer when the telephone rang. The caller was one of Hill’s suppliers. It wasn’t an unfriendly call, but the supplier had some devastating news that heralded the start of a nightmare which almost sent Hill’s successful