My Credit score Archives - Credit Upgrades

Rachel
28 April, 20213 October, 2024
My Credit score

Improving Your Credit Score – Making Wise Use of Your Credit Score!

What is a credit score? How does it affect my borrowing power? Can I find out what my credit score? The answers to these questions are really quite simple. It all depends on how you use credit. A credit score, in simple terms, is a numerical representation of an individual’s credit status, to reflect an

Rachel
24 November, 20173 October, 2024
My Credit score

3 Ways to Improve Your Credit Before Buying A New Home

When you’re considering buying a home, there are a lot of things in your life that you have to get in order before you can make this dream become a reality. One of the things that’s going to have a big impact on your ability to get a home at an affordable price is your

Rachel
13 January, 20173 October, 2024
My Credit score

Tips To Improve Your Credit Score So You Can Be A Homeowner

It is a new year and one of your resolutions for the upcoming year may be to purchase a new home. Purchasing a home is probably the most important financial investment you will make, but many people may feel that being a homeowner can be out of their reach because of one number: their credit

Rachel
22 November, 20163 October, 2024
My Credit score

The Importance Of Credit In Renting And Buying A Home

When it comes to putting a roof over your head you need more than just the money or a loan, you need to have good credit and some money to put down. You can’t even rent an apartment without a deposit. You also may find yourself having trouble renting an apartment with bad credit. And

Rachel
20 November, 20163 October, 2024
Money, My Credit score, Tips

Why You Should Have a Credit Card

You may have overheard someone say once upon a time that there is no need to have a credit card. Some people believe that if you don’t have the cash for something, then you shouldn’t be able to buy it at all. Many believe that debt is enslavement for the modern man, however, some people

Rachel
11 November, 20163 October, 2024
My Credit score

Where Does Credit Fit In Your Overall Financial Health Picture?

There are going to be several pieces that have to fit together in order to form your overall financial picture. But especially in the modern business era, one of the singularly most important ones is going to be the idea of credit.

Rachel
19 October, 20163 October, 2024
My Credit score

Poor Credit? Here’s Why You Should Still Invest

Most people who aren’t investing as a way to build their retirement nest egg have an excuse. It is a simple fact that most people who are not trying to grow a nest egg are in debt with less-than-stellar credit. They are more focused on looking for a way to stop themselves from getting deeper

Rachel
18 November, 20153 October, 2024
Featured, My Credit score

Up your credit limit to avoid card charges

SM writes from Mayo: I have an Ulster Bank credit card, which I pay in full each month by direct debit. I have at times exceeded the credit limit without my knowledge, resulting in a charge of €8.50 each time. I think it is unfair because the bank does not warn me or stop me

Rachel
28 October, 20153 October, 2024
Featured, My Credit score

‘How NatWest destroyed my credit rating’

NatWest’s ability to upset people knows no bounds. When Times Money asked readers to respond to the question “Is NatWest the worst bank in Britain?” we expected to hear from lots of its customers. What we did not foresee was that we would be contacted by a reader who has been pursued by debt collectors

Rachel
7 October, 20153 October, 2024
Featured, My Credit score

Beware the red flags that can hurt your credit score and hike bills

Surprising new factors could hit your rating ARE you wondering why you are finding it hard to get a mortgage, or why your broadband and insurance bills have risen recently? It could be a hidden detail that is lowering your credit score.

Category: My Credit score