Featured Archives - Page 2 of 3

Rachel
17 December, 20153 October, 2024
Best Mortgages, Featured

I went into debt to prove I could afford a mortgage

IF YOU have always vowed never to have a credit card but want to buy your first home, you may have to break your “no-plastic” pledge. First-time buyers wanting to get on the property ladder should start improving their credit ratings up to a year before applying for a mortgage, so they can show lenders

Rachel
10 December, 20153 October, 2024
Featured

Credit agency scores a zero after blunder over twins

WHEN Louise Geneen’s two-year fixed-rate mortgage was coming to an end, she was extremely surprised that her application for a new loan was turned down.

Rachel
3 December, 20153 October, 2024
Best Credit card, Featured

Credit card costs reach record highs

An EU charges cap has triggered an interest rate spike

Rachel
25 November, 20153 October, 2024
Featured

Happy ever after? Credit check your partner

If you’re not sure whether romance will last, give your partner a credit check. That is the advice of economists in the US who have discovered that the higher your credit score, the higher your chances of a lasting relationship.

Rachel
18 November, 20153 October, 2024
Featured, My Credit score

Up your credit limit to avoid card charges

SM writes from Mayo: I have an Ulster Bank credit card, which I pay in full each month by direct debit. I have at times exceeded the credit limit without my knowledge, resulting in a charge of €8.50 each time. I think it is unfair because the bank does not warn me or stop me

Rachel
11 November, 20153 October, 2024
Best Credit card, Featured

The unsung benefits of using a credit card

Credit cards are no longer a must-have for aspirational twenty and thirtysomethings. These days you can use your debit card pretty much anywhere, without fear of getting into problem debt. Nevertheless, credit cards have important benefits that might not be obvious. It is widely understood that if you clear your balance every month you can

Rachel
4 November, 20153 October, 2024
Best Credit card, Featured

Paying with a credit card can still cost

We’re resigned to airlines adding extra fees for bags, quicker boarding and the like. And if you thought charges for booking with a credit card might disappear soon, think again. Ian Walker has written to complain about the charges levied by British Airways.

Rachel
28 October, 20153 October, 2024
Featured, My Credit score

‘How NatWest destroyed my credit rating’

NatWest’s ability to upset people knows no bounds. When Times Money asked readers to respond to the question “Is NatWest the worst bank in Britain?” we expected to hear from lots of its customers. What we did not foresee was that we would be contacted by a reader who has been pursued by debt collectors

Rachel
21 October, 20153 October, 2024
Deals, Featured

Phishing for Phools: The Economics of Manipulation and Deception by George A Akerlof and Robert J Shiller

Imagine there’s a magic pill that enables shops to get you to spend more than you otherwise would. Fantasy?

Rachel
7 October, 20153 October, 2024
Featured, My Credit score

Beware the red flags that can hurt your credit score and hike bills

Surprising new factors could hit your rating ARE you wondering why you are finding it hard to get a mortgage, or why your broadband and insurance bills have risen recently? It could be a hidden detail that is lowering your credit score.

Credit Upgrades

Category: Featured

I went into debt to prove I could afford a mortgage

Credit agency scores a zero after blunder over twins

Credit card costs reach record highs

Happy ever after? Credit check your partner

Up your credit limit to avoid card charges

The unsung benefits of using a credit card

Paying with a credit card can still cost

‘How NatWest destroyed my credit rating’

Phishing for Phools: The Economics of Manipulation and Deception by George A Akerlof and Robert J Shiller

Beware the red flags that can hurt your credit score and hike bills